Friendly Societies and Credit Unions (Regulatory Improvements) Amendment Bill – Second Reading – V..

the legislation can be sure their proud the legislation can be sure their proud history is going the legislation can be sure their proud history is going the legislation can be sure their proud history is going to continue the legislation can be sure their proud history is going to continue proud history is going to continue in the new legislation proud history is going to continue in the new legislation

proud history is going to continue in the new legislation I in the new legislation I call Fletcher in the new legislation I call Fletcher in the new legislation I call Fletcher Tabuteau

Thank you It in the new legislation I call Fletcher Tabuteau Thank you It in the new legislation

I call Fletcher Tabuteau Thank you It is Fletcher Tabuteau Thank you It is a genuine pleasure Fletcher Tabuteau

Thank you It is a genuine pleasure Fletcher Tabuteau Thank you It is a genuine pleasure to Fletcher Tabuteau Thank you

It is a genuine pleasure to rise Fletcher Tabuteau Thank you It is a genuine pleasure to rise a genuine pleasure to rise on behalf of New a genuine pleasure to rise on behalf of New a genuine pleasure to rise on behalf of New Zealand First of New Zealand First bill I would like to firstly congratulate bill

I would like to firstly congratulate Mr bill I would like to firstly congratulate Mr bill I would like to firstly congratulate Mr Smith bill I would like to firstly congratulate Mr Smith in bill I would like to firstly congratulate Mr Smith in his bill

I would like to firstly congratulate Mr Smith in his efforts bill I would like to firstly congratulate Mr Smith in his efforts congratulate Mr Smith in his efforts and congratulate Mr Smith in his efforts and acknowledge congratulate Mr Smith in his efforts and acknowledge that his congratulate Mr Smith in his efforts and acknowledge that his congratulate Mr Smith in his efforts and acknowledge that his work and acknowledge that his work has been genuine and acknowledge that his work has been genuine and acknowledge that his work has been genuine It and acknowledge that his work has been genuine

It and acknowledge that his work has been genuine It has reflected and acknowledge that his work has been genuine It has reflected and acknowledge that his work has been genuine It has reflected his been genuine It has reflected his commitment to been genuine

It has reflected his commitment to been genuine It has reflected his commitment to our commitment to our friendly societies industries commitment to our friendly societies industries commitment to our friendly societies industries and congratulate him commitment to our friendly societies industries and congratulate him industries and congratulate him again on what industries and congratulate him again on what industries and congratulate him again on what he industries and congratulate him again on what he has done on industries and congratulate him again on what he has done on their again on what he has done on their behalf again on what he has done on their behalf It again on what he has done on their behalf It actually feels again on what he has done on their behalf

It actually feels again on what he has done on their behalf It actually feels like quite again on what he has done on their behalf It actually feels like quite behalf It actually feels like quite a long time since behalf It actually feels like quite a long time since behalf

It actually feels like quite a long time since we behalf It actually feels like quite a long time since we spoke a long time since we spoke to this originally, a long time since we spoke to this originally, a long time since we spoke to this originally, because a long time since we spoke to this originally, because this originally, because this was drawn in originally, because this was drawn in the originally, because this was drawn in the last Parliamentary term, originally, because this was drawn in the last Parliamentary term, in the last Parliamentary term, towards the end, and in the last Parliamentary term, towards the end, and this in the last Parliamentary term, towards the end, and this is in the last Parliamentary term, towards the end, and this is in the last Parliamentary term, towards the end, and this is not a towards the end, and this is not a reflection towards the end, and this is not a reflection of Mr Smith, towards the end, and this is not a reflection of Mr Smith, but reflection of Mr Smith, but it was a fluke reflection of Mr Smith, but it was a fluke it reflection of Mr Smith, but it was a fluke it was drawn, because it reflection of Mr Smith, but it was a fluke it was drawn, because it fluke it was drawn, because it was a member's bill fluke it was drawn, because it was a member's bill fluke it was drawn, because it was a member's bill and it fluke it was drawn, because it was a member's bill and it fluke it was drawn, because it was a member's bill and it had fluke it was drawn, because it was a member's bill and it had come fluke it was drawn, because it was a member's bill and it had come out of fluke it was drawn, because it was a member's bill and it had come out of member's bill and it had come out of some omnibus member's bill and it had come out of some omnibus legislation member's bill and it had come out of some omnibus legislation where member's bill and it had come out of some omnibus legislation where member's bill and it had come out of some omnibus legislation where the some omnibus legislation where the previous Government decided to some omnibus legislation where the previous Government decided to previous Government decided to use that previous Government decided to use that previous Government decided to use that mechanism to previous Government decided to use that mechanism to previous Government decided to use that mechanism to pass it previous Government decided to use that mechanism to pass it that mechanism to pass it through the House It that mechanism to pass it through the House It that mechanism to pass it through the House It was curious that that mechanism to pass it through the House

It was curious that the House It was curious that it then became the House It was curious that it then became the House It was curious that it then became a member's bill, the House It was curious that it then became a member's bill, the House

It was curious that it then became a member's bill, rather then became a member's bill, rather than a piece then became a member's bill, rather than a piece than a piece of Government legislation than a piece of Government legislation But than a piece of Government legislation But that is than a piece of Government legislation But that is than a piece of Government legislation

But that is why legislation But that is why I legislation But that is why I legislation But that is why I legislation But that is why I did pick it up

It was incredibly timely did pick it up It was incredibly timely And did pick it up It was incredibly timely

And did pick it up It was incredibly timely And I not did pick it up It was incredibly timely And I not timely

And I not only congratulate him, but timely And I not only congratulate him, but timely And I not only congratulate timely And I not only congratulate timely And I not only congratulate timely

And I not only congratulate timely And I not only congratulate just about every person who's risen in just about every person who's risen in support just about every person who's risen in support just about every person who's risen in support of this legislation just about every person who's risen in support of this legislation that just about every person who's risen in support of this legislation that in support of this legislation that the in support of this legislation that the select in support of this legislation that in support of this legislation that actually, I served on the select committee actually, I served on the select committee in the previous term actually, I served on the select committee in the previous term committee in the previous term and had the committee in the previous term and had the committee in the previous term and had the privilege to do committee in the previous term and had the privilege to do committee in the previous term and had the privilege to do so in this, committee in the previous term and had the privilege to do so in this, had the privilege to do so in this, and so had the privilege to do so in this, and so had the privilege to do so in this, and so have had the privilege to do so in this, and so have seen it progress through and so have seen it progress through the and so have seen it progress through the select and so have seen it progress through the select and so have seen it progress through the select committee process in and so have seen it progress through the select committee process in the select committee process in its entirety, the select committee process in its entirety, the select committee process in its entirety, and I do the select committee process in its entirety, and I do the select committee process in its entirety, and I do want to the select committee process in its entirety, and I do want to the select committee process in its entirety, and I do want to say it the select committee process in its entirety, and I do want to say it entirety, and I do want to say it was a coming entirety, and I do want to say it was a coming entirety, and I do want to say it was a coming together of entirety, and I do want to say it was a coming together of was a coming together of different political minds, but was a coming together of different political minds, but political minds, but we were in agreeance before political minds, but we were in agreeance before agreeance before we went into the room agreeance before we went into the room agreeance before we went into the room So agreeance before we went into the room

So we genuinely agreeance before we went into the room So we genuinely agreeance before we went into the room So we genuinely wanted to see agreeance before we went into the room So we genuinely wanted to see room So we genuinely wanted to see this legislation room

So we genuinely wanted to see this legislation room So we genuinely wanted to see this legislation succeed and come room So we genuinely wanted to see this legislation succeed and come this legislation succeed and come out the this legislation succeed and come out the this legislation succeed and come out the other side in this legislation succeed and come out the other side in this legislation succeed and come out the other side in such a this legislation succeed and come out the other side in such a out the other side in such a way that out the other side in such a way that out the other side in such a way that those out the other side in such a way that those who out the other side in such a way that those who submitted to out the other side in such a way that those who submitted to out the other side in such a way that those who submitted to us out the other side in such a way position, their belief, their passion, position, their belief, their passion, reflected in position, their belief, their passion, reflected in passion, reflected in this legislation passion, reflected in this legislation And passion, reflected in this legislation

And so it passion, reflected in this legislation And so it was legislation And so it was mentioned before legislation And so it was mentioned before and legislation And so it was mentioned before and I will come to legislation

And so it was mentioned before and I will come to before and I will come to it specifically soon before and I will come to it specifically soon We before and I will come to it specifically soon We talked about before and I will come to it specifically soon We talked about specifically soon

We talked about the mutality issue specifically soon We talked about the mutality issue specifically soon We talked about the mutality issue and the specifically soon We talked about the mutality issue and the the mutality issue and the substantive submissions the mutality issue and the substantive submissions the mutality issue and the substantive submissions by those the mutality issue and the substantive submissions by those substantive submissions by those who were substantive submissions by those who were substantive submissions by those who were concerned substantive submissions by those who were concerned of the substantive submissions by those who were concerned of the substantive submissions by those who were concerned of the changes were concerned of the changes this legislation were concerned of the changes this legislation represented were concerned of the changes this legislation represented to were concerned of the changes this legislation represented to were concerned of the changes this legislation represented to what were concerned of the changes this legislation represented to what they were concerned of the changes this legislation represented to what they legislation represented to what they fundamentally legislation represented to what they fundamentally thought legislation represented to what they fundamentally thought legislation represented to what they fundamentally thought their fundamentally thought their operation and fundamentally thought their operation and fundamentally thought their operation and their life fundamentally thought their operation and their life fundamentally thought their operation and their life commitment operation and their life commitment to their friendly operation and their life commitment to their friendly to their friendly societies meant to them to their friendly societies meant to them

to their friendly societies meant to them A to their friendly societies meant to them A credit to to their friendly societies meant to them A credit to them A credit to the way that particular them

A credit to the way that particular them A credit to the way that particular members them A credit to the way that particular members came together to them A credit to the way that particular members came together to particular members came together to work on a solution particular members came together to work on a solution

This particular members came together to work on a solution This was particular members came together to work on a solution This was work on a solution This was an issue well before work on a solution This was an issue well before issue well before it came to select committee

issue well before it came to select committee issue well before it came to select committee I had issue well before it came to select committee I had issue well before it came to select committee I had the issue well before it came to select committee

I had the privilege of committee I had the privilege of working committee I had the privilege of working with the industry quite committee I had the privilege of working with the industry quite working with the industry quite closely in trying working with the industry quite closely in trying to closely in trying to understand what the issues closely in trying to understand what the issues closely in trying to understand what the issues were closely in trying to understand what the issues were

But closely in trying to understand what the issues were But first I closely in trying to understand what the issues were But first I the issues were But first I want to acknowledge, the issues were But first I want to acknowledge, the issues were

But first I want to acknowledge, as have others, just the issues were But first I want to acknowledge, as have others, just acknowledge, as have others, just what it acknowledge, as have others, just what it acknowledge, as have others, just what it is acknowledge, as have others, just what it is our friendly societies what it is our friendly societies and what it is our friendly societies and credit unions do They what it is our friendly societies and credit unions do They and credit unions do They are different and credit unions do

They are different and credit unions do They are different to and credit unions do They are different to the and credit unions do They are different to the big banks They and credit unions do

They are different to the big banks They and credit unions do They are different to the big banks They do different to the big banks They do provide a more different to the big banks

They do provide a more different to the big banks They do provide a more personalised and different to the big banks They do provide a more personalised and provide a more personalised and more service provide a more personalised and more service provide a more personalised and more service for their custom provide a more personalised and more service for their custom provide a more personalised and more service for their custom service service for their custom service for their customers, because service for their custom service for their customers, because their customers, because it is members working for their customers, because it is members working for members working for and with members members working for and with members That members working for and with members

That members working for and with members That fundamental members That fundamental approach to the members That fundamental approach to the members That fundamental approach members

That fundamental approach members That fundamental approach so distinctly different to what we would so distinctly different to what we would consider so distinctly different to what we would consider so distinctly different to what we would consider to would consider to be the traditional banks would consider to be the traditional banks would consider to be the traditional banks And would consider to be the traditional banks

And so would consider to be the traditional banks And so would consider to be the traditional banks And so where would consider to be the traditional banks And so where they banks And so where they provide their banks

And so where they provide their banks And so where they provide their services to whom banks And so where they provide their services to whom banks And so where they provide their services to whom they provide banks And so where they provide their services to whom they provide their services to whom they provide their services their services to whom they provide their services set their services set them apart, and they their services set them apart, and they their services set them apart, and they are to their services set them apart, and they are to their services set them apart, and they are to be celebrated in their services set them apart, and they are to be celebrated in they are to be celebrated in that

In they are to be celebrated in that In fact, they are to be celebrated in that In fact, the conversations we had they are to be celebrated in that In fact, the conversations we had they are to be celebrated in that In fact, the conversations we had in In fact, the conversations we had in select In fact, the conversations we had in select committee In fact, the conversations we had in select committee about financial In fact, the conversations we had in select committee about financial select committee about financial literacy and the select committee about financial literacy and the select committee about financial literacy and the provision of select committee about financial literacy and the provision of select committee about financial literacy and the provision of real literacy and the provision of real financial education literacy and the provision of real financial education literacy and the provision of real financial education to literacy and the provision of real financial education to its literacy and the provision of real financial education to its financial education to its members was financial education to its members was a financial education to its members was a wonderful, wonderful thing to financial education to its members was a wonderful, wonderful thing to was a wonderful, wonderful thing to hear about

So, was a wonderful, wonderful thing to hear about So, was a wonderful, wonderful thing to hear about So, I do was a wonderful, wonderful thing to hear about So, I do hear about So, I do want to acknowledge hear about

So, I do want to acknowledge the hear about So, I do want to submitted to the committee because as submitted to the committee because as each mated they submitted to the committee because as each mated they submitted to the committee because as each mated they are submitted to the committee because as each mated they are a submitted to the committee because as each mated they are a intimated they are a passionate group intimated they are a passionate group intimated they are a passionate group They intimated they are a passionate group

They believe intimated they are a passionate group They believe in what they are group They believe in what they are group They believe in what they are group They believe in what they are doing

It was genuinely a group They believe in what they are doing It was genuinely a prave doing It was genuinely a prave him to doing It was genuinely a prave him to doing

It was genuinely a prave him to hear doing It was genuinely a prave him to hear from our members doing It was genuinely a prave him to hear from our members of doing It was genuinely a prave him to hear from our members of society to hear from our members of society who to hear from our members of society who so passionately care about what to hear from our members of society who so passionately care about what who so passionately care about what they do who so passionately care about what they do

They who so passionately care about what they do They care who so passionately care about what they do They care who so passionately care about what they do They care because they who so passionately care about what they do They care because they they do

They care because they represent they do They care because they represent more than 190,000 they do They care because they represent more than 190,000 represent more than 190,000 people from our represent more than 190,000 people from our represent more than 190,000 people from our communities represent more than 190,000 people from our communities They from our communities

They are from our communities They are from our communities They are from our communities They are from our communities They are from our communities

They are work within legislation that was originally work within legislation that was originally written in '82 work within legislation that was originally written in '82 So, work within legislation that was originally written in '82 So, brief originally written in '82 So, brief calculation, originally written in '82

So, brief calculation, legislation And to be fair to them, and legislation And to be fair to them, and when legislation And to be fair to them, and when legislation And to be fair to them, and when you look at what they legislation

And to be fair to them, and when you look at what they and when you look at what they brought and when you look at what they brought to and when you look at what they brought to the and when you look at what they brought to the table originally, and when you look at what they brought to the table originally, brought to the table originally, they brought to the table originally, they were brought to the table originally, they were they were modernising their systems, they they were modernising their systems, they they were modernising their systems, they were they were modernising their systems, they were trying to they were modernising their systems, they were trying to they were modernising their systems, they were trying to provide services they were trying to provide services that they were trying to provide services that met the they were trying to provide services that met the they were trying to provide services that met the needs of they were trying to provide services that met the needs of that met the needs of a modern clientele that met the needs of a modern clientele But that met the needs of a modern clientele But let's that met the needs of a modern clientele But let's that met the needs of a modern that met the needs of a modern here today because they were restrained here today because they were restrained here today because they were restrained in here today because they were restrained in the way they could here today because they were restrained in the way they could restrained in the way they could move forward

restrained in the way they could move forward So, restrained in the way they could move forward So, this restrained in the way they could move forward So, this restrained in the way they could move forward So, this legislation move forward

So, this legislation means move forward So, this legislation means that what we're move forward So, this legislation means that what we're means that what we're enabling today, means that what we're enabling today, this means that what we're enabling today, this House means that what we're enabling today, this House means that what we're enabling today, this House in means that what we're enabling today, this House in this reading means that what we're enabling today, this House in this reading today, this House in this reading is enabling today, this House in this reading is enabling is today, this House in this reading is enabling is today, this House in this reading is enabling is essentially Kiwi money enabling is essentially Kiwi money working enabling is essentially Kiwi money working for Kiwis enabling is essentially Kiwi money working for Kiwis Which working for Kiwis

Which is to be celebrated working for Kiwis Which is to be celebrated working for Kiwis Which is to be celebrated

And working for Kiwis Which is to be celebrated And it's for working for Kiwis Which is to be celebrated And it's for celebrated

And it's for New Zealand First and, celebrated And it's for New Zealand First and, actually, celebrated And it's for New Zealand First and, actually, hearing celebrated And it's for New Zealand First and, actually, hearing First and, actually, hearing the contributions from members First and, actually, hearing the contributions from members First and, actually, hearing the contributions from members on contributions from members on this side and contributions from members on this side and contributions from members on this contributions from members on this should say all members in the House This should say all members in the House

This should say all members in the House This is should say all members in the House This is something that we should say all members in the House This is something that we This is something that we should celebrate This is something that we should celebrate

The This is something that we should celebrate The submissions This is something that we should celebrate The submissions This is something that we should This is something that we should quickly touch on those with the time I quickly touch on those with the time I have left quickly touch on those with the time I have left There quickly touch on those with the time I have left

There were some quickly touch on those with the time I have left There were some issues, I have left There were some issues, but what I have left There were some issues, but what I have left There were some issues, but what was celebrated was I have left

There were some issues, but what was celebrated was I have left There were some issues, but what was celebrated was the but what was celebrated was the ability to loan but what was celebrated was the ability to loan directly ability to loan directly to small SMEs ability to loan directly to small SMEs So, SMEs So, previously the credit unions SMEs

So, previously the credit unions SMEs So, previously the credit unions were restrained in the way SMEs So, previously the credit unions were restrained in the way unions were restrained in the way they unions were restrained in the way they could unions were restrained in the way they could lend out moneys to unions were restrained in the way they could lend out moneys to small they could lend out moneys to small business So essentially they they could lend out moneys to small business So essentially they had business

So essentially they had to loan it business So essentially they had to loan it business So essentially they had to loan it to the members business So essentially they had to loan it to the members themselves, loan it to the members themselves, those loan it to the members themselves, those members loan it to the members themselves, those members then had to loan it to the members themselves, those members then had to those members then had to come up with those members then had to come up with those members then had to come up with ways to then those members then had to come up with ways to then those members then had to come up with ways to then loan it those members then had to come up with ways to then loan it those members then had to come up with ways to then loan it to with ways to then loan it to their business entities, and with ways to then loan it to their business entities, and business entities, and actually we were business entities, and actually we were business entities, and actually we were told business entities, and actually we were told how that business entities, and actually we were told how that business entities, and actually we were told how that created tax were told how that created tax liabilities, were told how that created tax liabilities, it created were told how that created tax liabilities, it created complexity liabilities, it created complexity in the process, liabilities, it created complexity in the process, and liabilities, it created complexity in the process, and so now we liabilities, it created complexity in the process, and so now we liabilities, it created complexity in the process, and so now we have in the process, and so now we have a piece in the process, and so now we have a piece of in the process, and so now we have a piece of legislation that in the process, and so now we have a piece of legislation that in the process, and so now we have a piece of legislation that has piece of legislation that has enabled that direct piece of legislation that has enabled that direct piece of legislation that has enabled that direct investment And piece of legislation that has enabled that direct investment

And enabled that direct investment And so enabled that direct investment And so here we enabled that direct investment And so here we enabled that direct investment And enabled that direct investment

And readily meet and adapt to the needs of readily meet and adapt to the needs of our customers readily meet and adapt to the needs of our customers and of our customers and be more competitive of our customers and be more competitive It of our customers and be more competitive It also means of our customers and be more competitive It also means terms of modernisation, we were told it terms of modernisation, we were told it was critically important terms of modernisation, we were told it was critically important to it was critically important to modernise the it was critically important to modernise the it was critically important to modernise the legal structure it was critically important to modernise the legal structure and modernise the legal structure and operation of credit modernise the legal structure and operation of credit modernise the legal structure and operation of credit unions operation of credit unions and associations of credit operation of credit unions and associations of credit operation of credit unions and associations of credit unions in operation of credit unions and associations of credit unions in associations of credit unions in New Zealand associations of credit unions in New Zealand associations of credit unions in New Zealand in associations of credit unions in New Zealand in order associations of credit unions in New Zealand in order to better associations of credit unions in New Zealand in order to better provide Zealand in order to better provide the technical services

Zealand in order to better provide the technical services Zealand in order to better provide the technical services I Zealand in order to better provide the technical services I Zealand in order to better provide the technical services I will the technical services

I will probably finish there the technical services I will probably finish there On the technical services I will probably finish there

On the the technical services I will probably finish there On the probably finish there On the note of mutality probably finish there On the note of mutality probably finish there On the note of mutality I know probably finish there

On the note of mutality I know members of mutality I know members opposite are anxious of mutality I know members opposite are anxious of mutality

I know members opposite are anxious to stand up of mutality I know members opposite are anxious to stand up and opposite are anxious to stand up and give their opposite are anxious to stand up and give their give their contributions And I lot try and bring this to a close And I lot try and bring this to a And I lot try and bring this to a this to a chose quickly To mutality this to a chose quickly To mutality

It this to a chose quickly To mutality It this to a chose quickly To mutality It was important this to a chose quickly

To mutality It was important to mutality It was important to submitters, it mutality It was important to submitters, it mutality It was important to submitters, it was submitters, it was a contentious issue, and submitters, it was a contentious issue, and submitters, it was a contentious issue, and the submitters, it was a contentious submitters, it was a contentious the legislation in itself didn't

the legislation in itself didn't the legislation in itself didn'tdidn't actually set us down a path of didn't actually set us down a path of removing didn't actually set us down a path of removing mutality,

didn't actually set us down a path of removing mutality, I think didn't actually set us down a path of removing mutality, I think of removing mutality, I think it was a creative of removing mutality, I think it was a creative of removing mutality, I think it was a creative solution in the end, of removing mutality, I think it was a creative solution in the end, of removing mutality, I think it was a creative solution in the end, just a creative solution in the end, just to a creative solution in the end, just to simply a creative solution in the end, just to simply a creative solution in the end, just to simply have it reason a creative solution in the end, just to simply have it reason to simply have it reason expressly in the to simply have it reason expressly in the in the legislation, a credit union is in the legislation, a credit union is in the legislation, a credit union is to operate on the basis in the legislation, a credit union is to operate on the basis in the legislation, a credit union is to operate on the basis of this in the legislation, a credit union is to operate on the basis of this is to operate on the basis of this Act for the mutual is to operate on the basis of this Act for the mutual is to operate on the basis of this Act for the mutual benefit is to operate on the basis of this Act for the mutual benefit and is to operate on the basis of this Act for the mutual benefit and Act for the mutual benefit and assistance of its Act for the mutual benefit and assistance of its Act for the mutual benefit and assistance of its members Act for the mutual benefit and assistance of its members and for Act for the mutual benefit and assistance of its members and for assistance of its members and for those assistance of its members and for those credit unions who assistance of its members and for those credit unions who assistance of its members and for those credit unions who submitted assistance of its members and for those credit unions who submitted to those credit unions who submitted to us on that those credit unions who submitted to us on that those credit unions who submitted to us on that area and their fear those credit unions who submitted to us on that area and their fear us on that area and their fear of some us on that area and their fear of some us on that area and their fear of some described it us on that area and their fear of some described it us on that area and their fear of some described it as a us on that area and their fear of some described it as a slippery some described it as a slippery slope some described it as a slippery slope some described it as a slippery some described it as a slippery submissions So addressed in this legislation

submissions So addressed in this legislation submissions So addressed in this legislation Congratulations legislation

Congratulations to the committee I legislation Congratulations to the committee I am legislation Congratulations to the committee

I am going to keep going legislation Congratulations to the committee I am going to keep going committee I am going to keep going if you keep doing committee I am going to keep going if you keep doing committee

I am going to keep going if you keep doing that, if you keep doing that, Mr Bayly! Ha ha! if you keep doing that, Mr Bayly! Ha ha! No! if you keep doing that, Mr Bayly! Ha ha! No! Thank if you keep doing that, Mr Bayly! Ha ha! No! Thank if you keep doing that, Mr Bayly! Ha ha! No! Thank you, if you keep doing that, Mr Bayly! Ha ha! No! Thank you, Mr Speaker if you keep doing that, Mr Bayly! Ha ha! No! Thank you, Mr Speaker It's ha! No! Thank you, Mr Speaker It's genuine pleasure to ha! No! Thank you, Mr Speaker It's genuine pleasure to ha! No! Thank you, Mr Speaker

It's genuine pleasure to support this genuine pleasure to support this legislation genuine pleasure to support this legislation through the House Very genuine pleasure to support this legislation through the House Very legislation through the House Very good It legislation through the House

Very good It legislation through the House Very good It is a legislation through the House Very good

It is a for legislation through the House Very good It is a for me to make legislation through the House Very good It is a for me to make good

It is a for me to make a contribution to good It is a for me to make a contribution to good It is a for me to make a contribution to the contribution to the legislation following the contribution to the legislation following the following the learned contribution from the Professor! following the learned contribution from the Professor! From the Professor My involvement was From the Professor My involvement was slightly different From the Professor

My involvement was slightly different From the Professor My involvement was slightly different to Fletcher From the Professor My involvement was slightly different to Fletcher was slightly different to Fletcher Tabuteau's in that was slightly different to Fletcher Tabuteau's in that was slightly different to Fletcher Tabuteau's in that I wasn't on was slightly different to Fletcher Tabuteau's in that I wasn't on Tabuteau's in that I wasn't on the select committee Tabuteau's in that I wasn't on the select committee Tabuteau's in that I wasn't on the select committee as it arrived select committee as it arrived before select committee as it arrived before the select committee select committee as it arrived before the select committee before the select committee

I did miss before the select committee I did miss before the select committee I did miss the opportunity to before the select committee I did miss the opportunity to miss the opportunity to hear from the officials miss the opportunity to hear from the officials

I the officials I actually the officials

I actually At that stage I was doing a different At that stage I was doing a